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Only about 39% of the 2.1 million workers who applied for Social Security Disability Insurance benefits in 2005 were approved.
Those who are approved get an average benefit of just $1,063 monthly—hardly enough to replace the average worker’s income.*

Only 18 percent of consumers recall the impact of where major medical stops paying. And it does stop.

Break your leg, major medical covers it.

But food, housing, car payment for 6 months?

Today you need disability + critical illness cash offsets to make higher deductibles a better financial option.

More than 70 percent of American households rely on two incomes to make ends meet, yet less than 26 percent of Americans have disability insurance.**

* LIfe and Health Insurance Foundation for Education, 2010

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